COMPARISONAL ANALYSIS OF FINANCIAL PERFORMANCE AT BANK RAKYAT INDONESIA Tbk AND BANK CENTRAL ASIA Tbk FOR THE 2015-2019 PERIOD

Abstract

This study aims to determine the performance comparison between ROA, ROE, NPM, LDR, LAR, DAR, DER and CAR at Bank BRI and Bank BCA for the 2015-2019 period. The data used in this study is secondary data in the form of financial statements, the tool used in this study uses a different test (t test). Based on the results of the study, it shows that there are significant differences in financial performance between ROA, NPM, LDR, DAR, DER and CAR at Bank BRI Tbk and Bank BCA Tbk. Meanwhile, from the ROE and LAR ratios, there is no significant difference between Bank BRI tbk and Bank BCA tbk. It turns out that there is a difference in financial performance between Bank BRI Tbk and Bank BCA Tbk, the management of Bank BCA should pay more attention to and improve the quality of its financial performance, while the management of Bank BRI, although it has been said to be good, needs to improve the quality of its financial performance.

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